Credit risk

Given data on former and current clients, derive a score-card for assessing whether new clients should be offered credit. Principal method was binomial (logistic) regression for deriving the score-card plus lots of graphs for showing the effects of the various predictor variables. Tools were S-plus for doing the analysis and MS Access and Excel for doing the preliminary processing and inspection of the data. This project is for a private company in a competitive situation, so no more details here.